Senior Spotlight: How To Observe Memorial Day

With Memorial Day weekend upon us, we wanted to share the history of Memorial Day (originally called Decoration day) and suggested ways to observe this meaningful celebration in honor of those fallen protecting our freedom.

All data below is courtesy of The Memorial Day Foundation: http://www.memorialdayfoundation.org/

mem day found

Origins of Memorial Day

Memorial Day was first called Decoration Day. It was a day set aside for us to honor those who died preserving the Union in the Civil War. It was called Decoration Day for the act of decorating the graves of dead soldiers with flowers.

It is unknown when Decoration Day first became Memorial Day. The Holiday was first celebrated by the people of Waterloo, New York on May 5, 1866 and then again on May 5, 1867. It could be that Decoration Day and Memorial Day were celebrated concurrently in different parts of the North for many years until World War I. The South refused to acknowledge May 30th honoring their dead on separate days until after World War I. On June 19th, 1926 by joint resolution, U.S. Congress authorized and directed the Secratary of War to accept a tablet commemorating the designation of May 30th as Memorial Day. At that time Memorial Day was made a National Holiday and changed from honoring those who died fighting just the Civil War to honoring all Americans who died fighting in all our wars. In May 1966, President Lyndon Johnson officially declared Waterloo, N.Y. as the birthplace of Memorial Day.

Since 1971 Memorial Day is now celebrated by law on the last Monday in May. That year Congress passed the National Holiday Act, P.L. 90-363 to ensure a three day weekend for Federal holidays.

 Since the late 1950’s the 1,200 soldiers of the U.S. 3rd Infantry Brigade place small American flags at each of the 260,000 gravestones at Arlington National Cemetery on the Thursday before Memorial Day. They then patrol the cemetery 24 hours a day during the Memorial Day weekend to ensure that each flag remains standing.

Since December 2000 in an effort to help Americans remember the true meaning of Memorial Day the “National Moment of Remembrance” asks that at 3P.M. local time all Americans pause for a moment of silence in remembrance and respect.

Ideas To Observe

| By wearing your Memorial Day Button from the first of May until Memorial Day.

| By visiting cemeteries and placing flags or flowers on the graves of our fallen heroes.

| By flying the U.S. Flag at half-staff until noon. Memorial Day is a day of “National Mourning.”

| By attending religious services of your choice.

| By visiting memorials.

| By participating in a “National Moment of Remembrance” at 3:00 PM local time, to pause and think upon the meaning of the day and for taps to be played where possible.

| By renewing a pledge to aid the widows, and orphans of our fallen dead, and to aid the disabled veterans.

Flag PorchHonor Locally

8th Annual Hillsborough Memorial Day Parade Carnival & Music Festival

USS San Francisco Memorial

Memorial Day Ceremony at the National Cemetery 2017

Crab Cove Memorial Day Memories 

Annual Civil War Battles & Encampment

Gratitude to all who remember and honor the fallen this day and always,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

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(Podcast Release) The Sandwich Generation: Driving Real Estate In Unexpected Ways

sandwichIf you thought being a ‘tween’ was tough – try being part of the Sandwich Generation! Also known as the ‘Younger Boomers’, this often-overlooked but increasingly impactful age group is changing the real estate landscape in unexpected ways – and this Friday is your chance to find out how and why!

Listen in to our latest podcast release Friday as Joe, Buddy and Bobbi share a lot of data (with a little fun!) as they talk about what happens when you are literally stuck in the middle. Between raising kids and caring for aging parents, the Sandwich Generation is shaping multi-generational housing trends and representing the nation’s highest median incomes. We’ll take you through what this means with regards to:

| Financing as a ‘Younger Boomer’

| The home selection process, location and timeline indicators

|How multi-generational homes look & feel today

| The 4-generation household (Club Sandwich)

Listen in Friday as our latest podcast hits iTunes, Bobbi’s website and Real Estate Radio LIVE!

Discover more about this generation and other aging adult topics in our Senior Spotlight blog series – updated weekly!

All our best for a safe and meaningful Memorial Day Weekend!

Bobbi, Buddy, Joe & Your Real Estate Radio LIVE Team

Posted in Friday Real Estate Radio LIVE, Fun Fact Friday, Living Longer, Living Better, Real Estate Radio LIVE, Senior Spotlight | Leave a comment

Monday Market Update: “E” Is For…Equity

Did you know that “total home equity held by households rose by $1.317 trillion (10.9%)  to $13.349 trillion” in 2016?* The current $13.35 trillion held in household real estate now passes the previous 2005 peak of $13.27 trillion. Rising home prices have largely contributed to equity growth increasing at the fastest rate in 8 years, and the wealth gain across generations is being used for home remodeling, debt consolidation and signals an asset growth unparalleled by most other investment forms. Now you know why we have talked extensively about real estate as an asset class! 😉

See the latest infographic below from the California Association of Realtors for more info on who is tapping into equity & how. If we can help you start building yours today, or help you determine what to do with all that you’ve accumulated – please don’t hesitate to reach out.

~ Bobbi

 

*Date above courtesy of Eye On Housing®

**Graphic below courtesy of CAR.org 

equity

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/
 

Posted in Bay Area Market Updates, Monday Market Updates, National Market Updates | Leave a comment

PODCAST RELEASE: 7 Steps To Avoid Moving Scams

stressed - movingDid you know that AARP has called America ‘a nation on the move?”. Recent studies reveal that as many as 47% of Americans consider relocating when they retire. Over 35 million families a year relocate – and interstate move complaints have increased 25% in the last two years. As in a variety of scam types that we have covered on our blog – seniors are a considerable target group. In this week’s exclusive online podcast of Real Estate Radio LIVE, our team will tackle the seven steps to help you and your aging loved ones endure a move of any distance and type with the most amount of due diligence.

Our engaging discussion will include:

| Why cheapest isn’t always best…

| How to ensure your identity does not take a trip!

| Is your estimate really binding?

And much more!

Listen in Friday as our latest podcast hits iTunes, Bobbi’s website and Real Estate Radio LIVE. 

Note that this podcast is one of many based on our highly informative blog (updated 3x per week!). To see more topics related to our Living Longer Better series, Monday Market Updates and other radio releases – be sure to cruise our blog!

Happy Listening,

Bobbi, Buddy, Joe & Your Real Estate Radio LIVE Team

Posted in Living Longer, Living Better, Real Estate Radio LIVE, Senior Spotlight | Leave a comment

Senior Spotlight: Featured Video (When LESS Is MORE!)

Welcome to the weekly Senior Spotlight blog! We always used to say a picture is worth a thousand words…but in today’s age and age the same holds true for VIDEO!  This week we decided to re-visit one of our favorite videos dedicated to downsizing. Before you begin to think this is another conversation about the “D” word…think again!

To seniors, the “D” word known as downsizing can mean a great many things. Find out what it meant to Jerry Lustig and his wife Helen, as they chose to proactively tailor their lifestyle without a ‘one size fits all’ philosophy. Learn why a smaller space means so much more freedom and so much less stress!

Meet Jerry and hear how Bobbi helped him rightsize the next step in his retirement lifestyle in the video clip below!

Jerry Lustig and Bobbi Becker, Senior Real Estate Specialist speak about the process of downsizing to right-size. from Buddy Saupe on Vimeo.

Special thanks to Jerry & Helen for sharing their story in an effort to educate and empower others in similar situations! 

View their entire video series & our Ultimate Senior Resource Guide by clicking HERE.

Cheers to less stress and more FUN! As your dedicated and experienced Senior Real Estate Specialist…that’ts what I can do for you!

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/
 

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment

Monday Market Update: 3 Reasons Why Rising Home Prices Should NOT Scare You

Don't Run Yet...Rising Prices Can Be A Good Thing!

Don’t Run Yet…Rising Prices Can Be A Good Thing!

In a study of 178 markets across the United States, median home prices surged to nearly double the projected pace in the first quarter of the year. With San Jose and San Francisco at the forefront of the country’s most expensive markets… you might feel discouraged and understandably disheartened by this news. But – as always, there are two sides to every story – and in this week’s Monday Market Update I wanted to share the 3 reasons why rising home prices should NOT scare you!

#1: Demand gives you options. Chief NAR® Economist Lawrence Yun declared that buyers are ‘pouring into the market’ yet the continual shortage of new homes is a road block to home ownership for many. Thus, sellers have a prime audience for maximizing their investment, and buyers entering the market could have a great move-up opportunity when they are ready to move on. The inventory shortage is no longer a short-term trend, but a long-term reality that is shaping the market for sellers in the present, and in the years to come.

#2: Economic strength continues. According to Senior Economist Joseph Kirchner of realtor.com.-“People that had been holding back on buying a home … now have good, steady jobs and are less worried about losing their jobs and hence are going into the housing market.” Metro areas with the healthiest job gains often demonstrate the largest uptick in buyer demand. While the competition may be fierce – the good news is that people are feeling optimistic enough about the current and future state of the economy, and their associated employment, to make this large and defining investment.

#3: Think instant equity. You all know I am not gonna lie – buying a home in today’s market can take blood, sweat and tears (did I mention tears)?! But as most great sacrifices in life, the rewards outweigh the obstacles in the end. With steadfast perseverance and an experienced advocate (that’s me!), your dreams of homeownership will not only give you a roof over your head – but a great investment opportunity. You’ve likely heard us talk about real estate as an asset class on Real Estate Radio Live, and when you are paying yourself rather than your landlord AND buying at a time when price increases are projected – you are virtually building equity the minute you get the keys!

Resource Used: Think Home Prices Are High Now? Why They’re Likely to Keep Going Up

Posted in Monday Market Updates | Leave a comment

PODCAST RELEASE: International Buyers – Where, How & Why?

IMG_0039This week’s podcast is dedicated to international real estate for two very relevant reasons: #1 – The growing and continued trend of the globalization of real estate, and #2 – Bobbi just received her official certification as a Certified International Property Specialist (CIPS) Instructor! Since she is now fully vetted to share her expertise of the international real estate market with agents around the country – we figured our loyal listeners would appreciate the opportunity to take a lesson or two as well!

This week’s podcast is all about ‘International Buyers: Where, How & Why’ ~ and on Friday we invite you to join the engaging and insightful discussion based on a recent blog post that Bobbi published which serves as the foundation for our content. Check out the original publication on our website, and visit your favorite podcast platform on Friday to explore:

| Why Silicon Valley real estate is ‘stable’ by international standards

| What steadfast benefits of ownership the US market offers

| Where international buyers are from (the top 5 countries!)

| The sunny states that attract international attention (you know California made the list!)

| Country-to-country currency and finance issues

| Cultural considerations

| And more!

Listen in to our exclusive online podcast this Friday on Bobbi’s websiteReal Estate Radio LiveiTunes or your favorite podcast platform! If you have a dream international destination that you have visited and would love to own a home there – send a pic to bobbi@bobbidecker.com! She’d love to see it and maybe even feature it on her Facebook! 😉

Posted in Friday Real Estate Radio LIVE, International Market Updates, Luxury Market, National Market Updates, Real Estate Radio LIVE | Leave a comment

Senior Spotlight: Aging Skin & How To Protect It

Home - FamilyDid you know that May is ‘Skin Cancer Awareness Month’?! According to the Skin Cancer Foundation, skin cancer is THE most common cancer in the United States with over 5.4 million cases diagnosed annually. In fact, over the past three decades – more people have had skin cancer than all other cancers combined. By age 65, 40-50% of Americans have experienced basal cell carcinoma or squamous cell carcinoma at least once. With 90% of skin aging caused by the sun and damage being cumulative over the years – we felt that there was no better topic to address in our Senior Spotlight this week than how to protect your aging skin!

PREVENTION GUIDELINES 

Here are some top tips – courtesy of The Skin Cancer Foundation (click here for original publication: http://www.skincancer.org/prevention/sun-protection/prevention-guidelines )

-Seek the shade, especially between 10 AM and 4 PM.
-Do not burn.
-Avoid tanning and UV tanning beds.
-Cover up with clothing, including a broad-brimmed hat and UV-blocking sunglasses.
-Use a broad spectrum (UVA/UVB) sunscreen with an SPF of 15 or higher every day. For extended outdoor activity, use a water-resistant, broad spectrum (UVA/UVB) sunscreen with an SPF of 30 or higher.
-Apply 1 ounce (2 tablespoons) of sunscreen to your entire body 30 minutes before going outside.Reapply every two hours or immediately after swimming or excessive sweating.
-Examine your skin head-to-toe every month.
-See your physician every year for a professional skin exam.

SUNSCREEN SELECTION 

Are all sunscreens created equal?! Not at all! One of our favorite resources is the Environmental Working Group Sunscreen Guide – which features ratings, reports and recommendations for sun protection products. Categories include:  Best Beach & Sport Sunscreens, Best Scoring Kids Sunscreens, Best Moisturizers w/SPF, Worst Scoring Kids Sunscreens and more! CLICK HERE for the EWG Guide To Sunscreens, and note that this is an ideal resource for people of ALL ages!

SUNLIGHT & AGING: ISSUES BEYOND SKIN

You might be surprised to learn that the impact of the sun on aging is an issue that is much more than skin deep. While sunburns and sun tans may last a few hours or days – photoaging is the process by which the sun’s UV rays cause long-term internal and external changes over time. Over-exposure and under-protection leads to issues such as: inflammatory processes, vascular changes, depletion of vitamins and antioxidants, DNA damage, immune and wound repair inefficiencies, cataract and eye damage, etc. Learn more at: http://www.ewg.org/sunsafety/tips-sunlight-and-aging.php

As you can see – a little prevention goes a long way! While you can’t reverse the damage that has already been done, you CAN prevent further harm and practice early detection. At a minimum, visit a dermatologist for annual monitoring every year, and be sure to have any unusual spots, skin changes or issues examined my a medical professional ASAP.

If you have not purchased or applied sunscreen this season – the best time to start is – TODAY!

Resources Used:

http://www.ewg.org/sunscreen/

http://www.ewg.org/sunsafety/tips-sunlight-and-aging.php

http://www.skincancer.org/skin-cancer-information/skin-cancer-facts

http://www.skincancer.org/prevention/sun-protection/prevention-guidelines

All my best,

Bobbi

 

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment

Monday Market Update: What Home Is REALLY About

Happy Monday! Over the last few weeks, our Monday Market Updates have focused on the measurables of home and real estate – such as housing starts, home sales and price records and size stats and trends. This week, we wanted to touch upon the notion that holds true to so many of us: that the value of home isn’t just that it’s a place – but a feeling! The quotes below serve to remind us that the perseverance, sacrifices and challenges of home ownership in today’s market are followed by rewards that are more than financial. We hope these words inspire you to love where you live and live what you love, everyday!

home quote 1 home quote 2 home quote 3 home quote 4 home quote 5

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cheers,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

EHOBobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Monday Market Updates | Leave a comment

Senior Spotlight: 7 Steps To Avoid Moving Scams

paperworkDid you know that AARP has called America ‘a nation on the move?”. Over 35 million families a year relocate – and interstate move complaints have increased 25% in the last two years. As in a variety of scam types that we have covered on our blog – seniors are a considerable target group. Whether you are a Baby Boomer who is upsizing, have a great aunt who is downsizing or know an aging loved one who is relocating – be sure to consider these tips to avoid scams in a move of any size, shape or distance. We have included some specific long distance move information since recent studies reveal that as many as 47% of Americans consider relocating when they retire.

Seven Steps To Avoid Moving Scams

#1: Don’t Assume Cheapest Is Best. Low-ball bids are a famous tactic of ‘hostage load’ movers, who notoriously fill the truck and then keep your items until you pay a higher than agreed upon fee. Typically, this type of fraud is conducted by a smaller, unlicensed service provider who advertises roadside or yes…the famous Craigslist.

#2: Just Say No To Upfront Cash. Any mover who wants all of their payment upfront or who says they will give you a final fee once all items are loaded is likely looking to take advantage. A reputable company will provide a quote in writing once they have physically viewed your possessions, and will request payment at the time of delivery – not before.

#3: Make Sure Your Identity Doesn’t Take A Trip. There are certain items that you, and only you, should move. Sensitive documentation such as passports, birth certificates, bank statements, social security cards and wills are hot commodities in the identity theft world. Remove these items from your home prior to any open houses, and plan to move them yourself rather than hide them amidst your other possessions.

#4: Be Sure Your Estimate Is Binding. Verbal estimates (including online quotes) are NOT binding and are the biggest cause of unexpected, rising costs during a move. A binding estimate can only be completed in a physical appointment, and should have a cap on the variance rate.

#5: Check References & License Numbers. Word of mouth is often the best indicator of reliability, so ask friends and family for mover recommendations. To check complaints and license status, interstate movers can be verified by “Protect Your Move” – a service provided by the Federal Motor Carrier Safety Administration. For within state moves, check your state’s website for public utilities as most have a consumer information center (for CA, visit: http://consumers.cpuc.ca.gov/default.aspx ).

#6: Tackle Transitions With A Pro. Many senior transition services help seniors who are entering assisted living facilities and can assist with the downsizing, donation, consignment, packing or unpacking process. While these resources can be a huge help – be sure the assistance you receive is reputable. We highly recommend hiring someone from the National Association of Senior Move Management – who are trained in ethics, integrity, space planning, organization and the emotional components of a move.

#7: Complete A Reality Check. Make sure your potential moving company has a local, physical address, a branded moving truck or marked fleet vehicle and that their phone is consistently answered with their company name (not just ‘movers’). Federal Regulation of interstate moves also requires the brochure “Your Rights and Responsibilities When You Move,” so if you do not receive it – this is another red flag.

While moving during retirement may not be easy – it can be the best way to achieve the best quality of life for you as you age! Be sure to let me know if I can help determine if your current home is a lifelong residence, if you need resources to help explain the financing options (there are many!) during retirement for a home purchase, or if you’d like to meet some senior move management professionals!

Resources Used:

How to Avoid 3 Common Senior Moving Scams

Beware of Moving Company Scams

Steer Clear of Moving Scams

Where are the best and worst states to retire?

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment