Monday Market Update: Emergency Preparedness For Your Pets

It occurred to me the other day as I heard some clients and loved ones filling out all the emergency information for back-to-school that most of us don’t have the same preparations in place for our pets! In the event of an emergency, many loved ones are aware of where our children can be found, are authorized for pick-up and know their medical needs and contacts. So when I saw the below infographic on CAR® (California Association of Realtors®), I just knew I had to share it ~ and of course my own dog Honey B agreed!

Please take a moment to review and share the info below; I have also included some links and resources on pet emergency supplies and plans below. After all… a pet IS what makes a home… so a pet safety plan goes hand in hand with a home emergency strategy!

Graphic Courtesy of: Pet Protection

pets protection

Get FREE pet rescue alert stickers and more from the ASPCA HERE

Check out these top pet preparedness tips from the American Red Cross… because if a situation is unsafe for YOU, it is unsafe for your pet too… read more HERE

Be sure to read what FEMA has to say about how pets might acclimate AFTER a disaster HERE. 

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®

Broker Associate, Today Sotheby’s International Realty

Bobbi Decker & Associates

BRE 00607999

bobbi@bobbidecker.com

650.346.5352

www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

 

Posted in Monday Market Updates | Leave a comment

Senior Spotlight: Supporting Sandwich Generation Caregivers

sandwichLife is demanding… no kidding, right? Surviving, much less thriving, in one of the world’s most expensive communities is not easy. But for members of the sandwich generation… the demands of life are stretched even farther. As AARP explains, the sandwich generation typically refers to “those who have a living parent and are either raising a child under age 18 or supporting an adult child.” Many of these individuals may be Baby Boomers themselves and are not only sandwiched between two generations – but squeezed between the all-consuming and critical responsibilities that come with also being a caregiver for an aging loved one.

While there are times that the pressure of being in this position feels insurmountable, we’d like to share a few tips from AARP on achieving some semblance of balance. In addition, we like to strongly encourage our readers to reach out to friends and family who find themselves in this sandwiched situation. A little support goes such a long way!

Tips For Sandwich Generation Caregivers

#1: Keep Something That Is You.

It is incredibly easy to give up everything you love for everyone you love. But try to incorporate your hobbies, passions and interests into caregiving whenever possible. Even if you don’t have time for your beloved singing lessons… surely mom or dad could withstand a tune or two while you’re doing dishes or unwinding after dinner!

#2: Identify Specific Needs & Fill Them.

Do you need to get more organized? Hire respite care? Create a more functional living environment? Take a step back and see what small steps you can take to ease the juggle just a bit. Hiring a professional organizer to help you set up systems and spaces that work is not an unreasonable one-time request that can save your sanity!

#3: Reprioritize.

You may not be able to do everything you used to do with the accuracy and speed with which you’d like – and that’s okay. Pretend your daily, weekly and monthly to-do lists belong to that of a friend. Would you tell them that’s it’s okay to move cleaning to the back burner, and to make time for themselves as a top 5 priority? Of course! Then give yourself the same grace and accept that this season of life will play out differently than any other. And if that means dishes on the counter, an earlier bedtime and a call for help now and then – that is exactly as it should be.

Inspired By: Five Tips for Sandwiched Caregivers

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®

Broker Associate, Today Sotheby’s International Realty

Bobbi Decker & Associates

BRE 00607999

bobbi@bobbidecker.com

650.346.5352

www.bobbidecker.com 

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment

Designations Create Distinctions: What Are RSPS® & AHWD®?!

cruise pic

If you have been following our Designations Create Distinctions blog… then you know that we recently (and very excitedly!) announced our first-ever 7-Day Coastal Credentials Cruise!!! While gaining some invaluable real estate designations aboard a cruise ship certainly sounds like your idea of fun… you may wonder exactly what the designations offered are all about and what they key benefits are on a professional level. We get it… so this week are exploring what the Resort and Second-Home Property Specialist (RSPS®) and At Home With Diversity™ (AHWD) are; next week we will tell you why earning them with us aboard the Grand Princess this spring is going to be amazing!!!

Earn one or both certificates aboard!

***Resort and Second-Home Property Specialist (RSPS®)

The 1-day RSPS® course teaches the essentials of buying, selling, and managing resort properties and second homes for recreation, retirement, investment and development.

Learn more at: https://www.nar.realtor/education/designations-and-certifications/rsps-certification

Benefit Highlights Include (But Are Not Limited TO):

| Participating in quarterly webinars regarding investment, second-home, and vacation property issues

| Receiving relevant & exclusive monthly e-newsletters, emailed to you on the last Friday of the month

| Eligibility to join the private RSPS Facebook group for networking

Because: We all know that real estate in a resort town or vacation destination is a whole different ballgame… and that second home ‘home-runs’ take expert planning!

 At Home With Diversity™ (AHWD)

The 1-day At Home With Diversity™ course prepares you to work effectively with and within today’s increasingly diverse pool of homebuyers.

Learn more at: https://www.nar.realtor/designations-and-certifications/at-home-with-diversity

Benefit Highlights Include (But Are Not Limited TO):

| Building a business plan that minimizes risk and successfully services all types of clients

| Assessing and understanding the  attributes of diversity in local markets and their impact on the real estate industry

| Successfully earning the confidence of potential buyers and sellers, regardless of race, ethnicity, religion, gender, handicaps, familial status, or national origin

Because: We live, work and thrive in one of the most diverse regions of the world. Appreciating this diversity is an ongoing practice, not a one-time acknowledgement.

Can’t wait to see you onboard the ship that is anything but ordinary with possibilities that are endless! Register TODAY! 

Bobbi

Bobbi Decker, SRES®, CIPS®

Broker Associate, Today Sotheby’s International Realty

Bobbi Decker & Associates | BRE 00607999

bobbi@bobbidecker.com

650.346.5352 | www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Designations Create Distinctions | Leave a comment

Monday Market Update: Our Top 5 Blogs For ‘Someday’ Sellers

The fenceAs summer draws to a slow and simmering close, do you find yourself right where you thought you would be, wanted to be and hoped to be? Do you find yourself saying… well I didn’t sell yet so…

So that tells me you’ve been tempted to sell (those local home prices!), you’ve maybe even wanted to sell (but you’re dreading packing!) or you just don’t know how to know if it’s ‘time’. The good news is that your window of opportunity has NOT passed… and the even better news is that we have compiled our top 5 blogs for those who plan to sell someday! We hope these blogs will give you some perspective and direction with deciding what is truly best for you… please let us know if we can answer any additional questions!

If you’re worried you’ll regret it… this one is for you! Check out “Seller’s Remorse – Is It A Thing? and find out about how the market, the plan and the consequences play into your long-term feelings about the potential move.

If you’re still unsure if the time to sell for you is now… check out “6 Signs That’s It’s Time To Sell” and discover 6 strategic questions that relate to your personal situation and associated next steps.

If you know you want to sell but want to maximize the power of the ‘listing clock’ then “Tick Tock…The Listing Clock” will guide you through the industry insights of how to maximize your ROI with a little key timing.

If you are concerned that spring and summer are the ‘best’ times to sell… find out why fall ranks # 2 as the ideal time to list your home and how the awesomeness of autumn can truly showcase your home in “Make Buyers ‘Fall’ For Your Home”! 

Cheers to a great week,

Bobbi

Bobbi Decker, SRES®, CIPS®

Broker Associate, Today Sotheby’s International Realty

Bobbi Decker & Associates

BRE 0060799

bobbi@bobbidecker.com

650.346.5352

www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

 

Posted in Monday Market Updates | Leave a comment

Senior Spotlight: Two Tips On Where To Live Before You Outlive Your Money

CareWouldn’t it be great if all of our worries faded away when we reached retirement? But in reality – those worries just change and evolve as we age, with many older adults concerned they will outlive the savings they have worked so hard to acquire. While we always advise chatting with your own personal, financial advisor, tax professional and estate planning pro… we do like to share great information when we come across it.

This week we are sharing two top tips from author, author, financial advisor, motivational speaker, and television host Suze Orman. We’ve reviewed her ‘rules’ for downsizing and advice recently posted on AARP to reveal the considerations that we think can benefit you the most.

“Live below your means but within your needs.”

This is great advice for housing, car selection… any type of spending really! Even if you can afford a senior community that costs $8,000 a month… do you need to? Retirees are no strangers to budgeting, but living on a fixed income does not mean everything has to fill its box. If you don’t need a car that requires a $400 cart payment or don’t plan on using all of the amenities that come with a community’s large price tag, its okay (and wise!) to live below your means. Always look at your needs first, then your wants. Is the monetary difference really worth it today? What type of long-term cost savings would it produce to live below your means (when you can)?

“Double up.”

Housing affordability continues to reach all-time lows; Suze actually always suggests that everyone move to a smaller space as they age. She also asks retirees to take the downsizing process one step further by ‘doubling up’. While she refers to the consideration of living with your children, doubling up could mean home-sharing with a grandchild who just graduated college, another aging relative or any number of creative shared housing solutions. While compatibility and communication are key to making this a wise long-term solution, it’s not hard to find someone who also wants to cut their housing costs (I see a lot of hands in the air!).

To read Suze Orman’s recent retiree advice in full, visit:

Help! I’m 70 and Worried I’ll Run Out of Money

3 Rules on Downsizing for Retirement

If I can help you with any of your downsizing, selling or senior real estate needs… please don’t hesitate to reach out!

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment

Designations Create Distinctions: Next 3 Events… Including The CRUISE

August Schedule

When I tell you that dedicated agents live, breathe and play in the world of real estate – THIS is what I am talking about!

This week I am SO excited to bring back the REBAC course with my good friends & great guest speakers Michael Verdone & Ron Ricard!

Next month I can’t WAIT to begin the journey with my next NEW & amazing CIPS® designees as they launch their careers into the international playing field.

And in the New Year… the first-ever Coastal Credentials Cruise hits the industry and the Pacific!!!

We are the best agents we can be when we stand out to our clients and band together in the spirit of integrity. Let’s keep raising the bar in our industry and have some fun along the way! Join us!!!

Sign-up for any of the above courses and more TODAY! 

Your Instructor,

Bobbi

Bobbi Decker Hosts Real Estate Radio LIVE Every Friday From 3-4pm PST ON AM 1220 KDOW

Bobbi Decker, Certified Real Estate Instructor 

Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Designations Create Distinctions | Leave a comment

Monday Market Update: Yun Puts Market In Perspective

Running PeopleAnyone who lived through 2008 is bound to wonder if IT is going to happen again. Rising home prices, declining affordability and over-zealous media have everyone wondering if the ‘bubble’ is going to burst, if another crash is going to occur and if we should start panicking now.

Most of you know I have worked in the industry for more than a decade or two and have seen more than a few market ups and downs. Do I think home prices will moderate at some point? Yes. Do I think affordability is a growing concern for our younger generations? Yes. Do I think we should all assume we’re on the verge of a bubble? No.

And if you don’t believe me it looks like NAR®’s Chief Economist Lawrence Yun agrees! In a recent Forbes article, Yun provides some key stats that I think really help put things in perspective. I have summarized those stats for you below, and encourage you to read the article in full HERE.

| Even with higher mortgage rates and higher home prices, the homeownership rate has been inching higher.

| Looking at rising home prices & an increase in homeowners, real estate equity is projected to grow by $1.4 trillion this year – bringing net housing equity to over $15 trillion. (It had only been $6 trillion at the depths of the downturn).

| Home sales are declining nationally at a rate of 2% – a relatively small figure caused nearly indisputably by a lack of inventory.

| We are currently at 4.3 months of inventory nationally; a balanced market is 6-7 months of inventory; during the housing crash supply reached 12 months of inventory.

| New home building rates are up 7.8% year-to-date in June which provides a boost to local economies & local job creations.

Yun sums up his findings and review by stating that “Housing starts grew for the eighth straight year and is easily on track for another gain in 2019. Even so, the total housing starts projection of 1.3 million units this year is insufficient. Growth will surely continue for a few additional years. This growth likelihood will bring about more inventory and moderating home prices. Homebuyers are ready to pounce once affordability improves.”

If I can offer two simple pieces of advice they would be this 1) Don’t look at rising home prices alone! Consider long-term patterns, job growth, unemployment rates and both local, regional and national trends. 2) DO look at your situation. Rising home prices mean rising home equity. But that does not mean you should use your home like a cookie jar or assume the same rate of growth will continue. Work with your financial team to ensure whether your overall plan can stand the test of real estate time and the unknowns that go with it. The industry is always a cycle of peaks and dips even when we aren’t experiencing major crashes or price epidemics.

The best time to make any kind of move is when it is best for you. Don’t sell out of panic, don’t NOT buy because of fear. Do what you can, when you can if it gets you one step closer to where you want to be.

Cheers,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/
 

Posted in Monday Market Updates | Leave a comment

Senior Spotlight: Summer Safety Is STILL Important

Can you believe it is August already? While this month always feels like the ‘end’ of summer… it can still bring out our brightest days and hottest temperatures! While we often talk about staying cool and hydrated as summer approaches – it is equally important to stay safe as summer continues.

Unfortunately, a study by the Harvard School of Public Health’ concluded that a mere 1 degree Celsius increase in temperature increases death rates in elderly people with a chronic health condition.’ In addition, the CDC reports that ‘heat-related deaths are one of the deadliest weather-related health outcomes in the United States.’ With our aging loved ones being the most vulnerable to rising temperatures and seasonal distress – this week’s blog is critical to every individual and family. (Data courtesy of Alarms.org)

In the spirit of keeping things easy and light as summer should be… we wanted to share this simple and important infographic from our friends at Alarms.org. 

Please take a moment to read, share with the seniors in your life and remember that you may not see or feel heat stroke coming. 

 

Infographic: Senior Safety Summer

All my best for a safe, healthy and happy rest of summer!

Bobbi

Bobbi Decker Hosts Real Estate Radio LIVE Every Friday From 3-4pm PST ON AM 1220 KDOW

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment

Designations Create Distinctions: Coastal Credential Cruise (Save The Date!!!)

cruise pic

This is almost too good to be true… traveling on a beautiful ship, earning a designation (or TWO!), distinguishing yourself with education and committing to the integrity of collaboration… did I mention this is all happening on a CRUISE?!

 

Learn more HERE and make sure to register by September 10th to receive a substantial discount!

Check Out the Facebook Event Page HERE & Share It!

Can’t wait,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Designations Create Distinctions | Leave a comment

Monday Market Update: How Do You Celebrate Your Housiversary?

It’s that time of year when summer is winding down… Independence Day has passed, and the holidays are still too far away to get excited about. But have no fear… millions of Americans are finding another reason to celebrate and it’s likely one you can relate to: their housiversary!

Do you even know when your ‘housiversary’ is? It’s the celebration of the day that you officially became the owner to your home ~ typically the day you closed escrow though you may choose to celebrate annually based on your move-in date instead.

If you don’t believe the ‘housiversary’ is a thing… try searching  #Housiversary on Instagram, Twitter and Facebook. You’ll see thousands of posts where people have proudly celebrated with pride, sentimentality, happiness and gratification that thing we call the American dream: homeownership!

Now it’s time to mark your housiverary on the calendar… and choose one of these ways to celebrate – or create your own new way to mark the day!

Learn More: Happy ‘Housiversary’? How Homeowners Celebrate This Hot, New Trend

Housiversaries-hi-res

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/
 

 

Posted in Monday Market Updates | Leave a comment