Designations Create Distinctions: Ready To Reinvent How You Represent Sellers?

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THIS is one of the courses that I get asked about the most and I am SO excited that the Mid-Valley Association of Realtors® in Oregon is excited about it as I am! Thank you for the invitation to help dedicated listing agents earn the premier credential in seller representation AND acquire 12 CE (Continuing Education Units) in Consumer Protection!

DETAILS:

July 30th & 31st: 9:00am – 4:00pm

CE Hours: 12.00

Location: OAR Training Room

Hosting Association: MID VALLEY ASSOCIATION OF REALTORS®

REGISTER HERE

 

BENEFITS:

| Increase listings and grow your business

| Demonstrate and communicate your value package to seller clients

| Understand and apply the Code of Ethics & Standards of Practice

| Understand and comply with state license laws when representing sellers

| Understand and apply methods, tools and techniques to provide the support and services that sellers want and needs

| Conduct a seller counseling session

Even if you aren’t based in Oregon… why not plan a little summer escape and take a class that’s been on your wish list? A beautiful place… a fantastic topic… sounds like a great summer strategy to me!

Tell a friend and sign-up today!

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/
EHO

 

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Monday Market Update: Home Equity Gains Outpace Home Prices

Glass Full

“Look at market fluctuations as your friend rather than your enemy; profit from folly rather than participate in it.” Warren Buffet

It’s the start of the week which means we are talking about our favorite Monday update… the market! To kick-off this week, we wanted to share 3 relevant pieces of news to help buyers, sellers and investors consider their real estate goals and related actions.

First, have you heard that homeowner equity is rising faster than home prices? That’s right, CoreLogic reported last week that homeowners have accumulated an aggregate of $486 billion-dollars year-over-year from Q1 of 2018 to Q1 of 2019. This national average equity growth of 5.6% showcases a greater gain than home prices – meaning the investment in real estate is STILL a great one!

Second, the latest Fannie Mae Home Purchase Sentiment Index (HPSI) released this month revealed increased consumer confidence that ‘home prices would increase while mortgage rates would move lower’ according to Mortgage News Daily. 41% or respondents also expect home prices to increase over the next year, while seller opionions on now being a good time to sell remained the same compared to this time last year.

Last but not least… the California Association of Realtors® reports that May sales figures were up to their highest level in 18 months, attributed largely to the fact that interest rates are their lowest in a year and a half, making “mortgage payments have become more manageable to home buyers in general” according to C.A.R. President Jared Martin.

What does all of this mean for you? Buyers: Be sure to have those numbers run if you have not been pre-qualified based on today’s rates! The amount you qualified for at the beginning of your home search this spring may have been impacted by the current rate environment; plus, note that you can start building equity sooner… the sooner you buy! Home prices are still projected to rise so don’t wait for the ball to drop if you can juggle a home purchase now! Sellers: buyers are feeling more confident about making a purchase and more excited about the cost of lending; the current rates might also positively impact what you can afford so look at all angles and variables as you decide when to pull the trigger too! Investors: there are many ways the market can work in your favor if you are deciding what properties to buy, sell or hold. Micro-market trends are going to be particularly important to you so be sure to chat with a very local, very active agent before making any moves.

Resources Used:

Homeowner Equity is on the Rise, Slightly Faster Than Home Prices

Consumer Survey: Good Time to Buy, Prices Will Increase

CAR on California: “Lower interest rates perk up May home sales”

Please let me know if I can assist you in any way!

All my best,

Bobbi

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Senior Spotlight: ‘My Alzheimer’s Road Trip’

my alz

Did you know that June is Alzheimer’s  & Brain Awareness Month? There are 50 million people around the world living with Alzheimer’s and other dementias. As the 6th leading cause of death, there are countless advocates and health organizations who are working extremely hard every day towards widespread awareness and national policy movements that would positively impact the quality of life, care and prevention of this devastating disease.

In addition, an AARP-sponsored venture titled ‘My Alzheimer’s Road Trip’ made it’s third stop today as part of an 8-city tour to create a video documentary of Alzheimer’s patients, their families and caregivers. As the second endeavor of documentary filmmakers Zach Jordan and Peter Schankowitz, this project follows their first project, Carpe Kilimanjaro: An Alzheimer’s Story, which ‘captured Jordan experiencing his own father’s death in 2012 from Alzheimer’s — and his family’s reaction to the disease’ (AARP). With a goal of removing the stigma associated with this condition, improving perspective, contributing to research and giving a platform to the diverse voices of the disease, we encourage you to follow the live Facebook feeds HERE and learn more on the MyAlzheimers website.

On behalf of every individual, family and loved one who has been impacted by this disease, we have listed some additional resources on this critically important topic. Thank you truly to all of the caregivers, memory health champions, scientific researchers and community members who have joined in this cause.

Related Resources

Alzheimer’s Association | https://alz.org/

The Longest Day | http://act.alz.org/site/TR?fr_id=11896&pg=entry&_ga=2.218338961.943576993.1560404602-387405972.1559539664

National Institute On Aging | https://www.nia.nih.gov/health/what-are-signs-alzheimers-disease

USA Today | https://www.usatoday.com/story/tech/science/2019/06/11/researchers-test-alzheimers-vaccine-could-prevent-disease/1420768001/

Harvard Health | https://www.health.harvard.edu/mind-and-mood/can-you-recognize-the-warning-signs-of-alzheimers-disease

Bright Focus Foundation | https://www.brightfocus.org/alzheimers/organizations

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment

Designations Create Distinctions: Do You See What I See?

ABR Class May 15-16th 2019 (002)

A NEW month brings SO many possibilities… and the chance to connect with other agents and help them grow in all the ways they are so passionate about is one of them!

As I prepare for a dynamic, energizing and BIG week with my next CIPS® Institute at SILVAR about to commence, I admit that I had to take a peek back at my past graduates this year among all of my courses thus far. The photo above was taken just last month as the newest graduates earned their Accredited Buyer’s Representative Designation at SAMCAR – what a great looking group, right?!

The agents whom attend my courses do not inspire me for merely one day or one week – but EVERY day and in EVERY transaction. They remind me how many dedicated, committed, hard-working and integrity-driven professionals exist out there – and how much good they are doing every day for the buyers, sellers and homeowners who deserve the best that there is (as shown above!).

Whether I am seeing you at the CIPS® Institute this week, the SRS® course in Oregon next month or very soon in another upcoming course, I thank you for giving me so much to look forward to – always!

Cheers,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

EHO

 

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Monday Market Update: What A Weekend In Willow Glen (1457 Husted Avenue!)

Capture

Thank you to everyone who stopped by 1457 Husted Avenue in Willow Glen… what a wonderful weekend! How much did you love that spacious, open floor plan, the truly dramatic entry, plus those soaring ceilings and amenities galore?! With 4BR/3BA, app. 2,457 (+/-) sq. ft. and a full bedroom & bath downstairs, this home was rebuilt in 1999 to create an airy, light & versatile living experience and has SO much to offer in so many ways!

collage 3

Other features include: engineered flooring throughout, dual pane windows, formal living room w/gas fireplace, family room w/wood burning fireplace, newer stainless steel appliances & granite counters in kitchen, dining area that opens to backyard (ideal for entertaining!), an elegant master suite w/walk-in closet, new fence/gates/driveway & walkway, central vacuum system, central A/C plus remote controlled “sun setter” shade for large back window, ADT alarm system w/ 3 security cameras, front and backyard w/ automatic sprinklers, 2-car tandem attached garage & additional detached shed in yard.

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The central South Bay location is minutes to the charming shops and eateries of the revered Lincoln Avenue, a mere 6 minutes to eBay Inc., and app. 5 miles to both Netflix and the proposed Google Transit Village.

If you missed out on viewing this stunning South Bay listing, please contact me ASAP to schedule a tour at your convenience. I also encourage you to view the property photo gallery in full at: http://www.1457husted.com/.

Cheers to a week that brings you as much to look forward to as this home,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

EHO

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Senior Spotlight: What Fed Rate Moves Could Mean For Longterm Homeowners

You have owned your home for a long time. You have thought about selling. You keep seeing home values rise and rates fluctuate. What does this all mean for YOU?!

Bottom Line

My Senior Spotlight blog this week is dedicated to my longtime homeowners and the questions that they ask me the most. After decades of working with every age and type of homeowner, I know that there are many, many people aged 55 and over who have been thinking of selling their home for some time. Many have an idea of where they want to move to. Most even know what kind of home they want next and are often pretty excited about the future! But the hardest part is pulling the trigger and trying to decide when and how.

A recent article that I came across on Mortgage News Daily effectively outlined the options for potential sellers when (and IF) the Fed lowers rates. I thought that these points may be helpful to add to the list of considerations you have with regards to selling your longtime home.

The article cited the period between 2000 and 2003, “when mortgage rates fell from more than 8 percent down to 5 percent”. The result: “Annual home price gains over that time increased from 2 percent to more than 10 percent, and year-over-year changes in home sales went from zero to over 10 percent.”

With Redfin Chief Economist Daryl Fairweather predicting that the Fed will “cut interest rates this summer to bolster the economy in the face of trade tensions”, he similarly anticipates that rates could fall to 3.5% by year end – a figure not seen since October of 2016. The increased affordability is projected to increase the buyer pool; the increased demand could push more sellers off the fence – but is still unlikely to create enough supply to meet demand. Fairweather denotes that the current and “healthy” price gains of 3% could surge to 8% (the amount seen in 2016). Is it too late to position yourself to sell in 2019? No! Are there other factors to consider? Always.

While there are many ‘ifs’ related to the mortgage rate decreases and even more variables which impact price gains and ultimately, your ROI, the bottom line has more to do with YOU than the market as a whole. How long you have owned your home, where you plan to go and what gains you need to get there are the driving forces of your personal listing clock.

The data in short points to the fact that while gains are slowing – they are still going strong! They may surge, they may remain slow and steady… the gauge that matters is if these trends are also occurring where you plan to move to. Every price gain and waiting period is relative; as your own home value goes up – so does the value of the home you wish to buy next; the longer you stay in your current home, the longer you are waiting to enjoy your next one.

Coming from the perspective of both a high school biology teacher (yes, it’s true!) and a three-decade real estate agent, I can tell you that there is no perfect science to life. I can also tell you that one small change (in the market or in life) can lead to many big results. Ultimately, my best advice is to re-evaluate your selling situation each time there is a change in the market or a change in your own needs and wants. Knowledge is power, and continuing to weigh your options will often provide the perspective you need to tip your scale in one direction or the other.

Further Reading:

Here’s What Homebuyers and Sellers Can Expect if the Fed Lowers Rates

Home Prices Accelerate for the First Time in 12 Months

5 Big Reasons to Sell Your Home This Year (Because It Could Get Tougher)

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/
EHO

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment

Designations Create Distinctions: Summer Course Calendar

blue hole

Now that June is here… summer is just weeks away! Just as we all have our sunglasses and smiles on, I know we have our business hats on too! In the spirit of making sure you spend the last half of the year just as committed (if not more so!) as your first half of the year, here is how & where we can learn & grow together!

Thursday, June 13th | 9:30am-11am

Brunch & Learn: Offshore Immersion Course & Caribbean Getaway (SAMCAR)

The SAMCAR Global Real Estate Committee invites you to learn more about our upcoming Ambergris Caye, Belize program for REALTORS® and clients with ECI Development Company CEO Mike Cobb. Get answers to all your questions on these upcoming programs and insights  on real estate investment and retirement properties in Central and South America.

Learn More Here: https://www.samcar.org/posts/brunch-learn-offshore-immersion-course-caribbean-getaway-1153.htm

cips logo

Monday, June 10th – Friday, June 14th | 8:30am-4:30pm M,T,W,F & 10am-5pm TH

CIPS Institute at SILVAR

The Silicon Valley Association of REALTORS® (SILVAR) invites you to learn how to expand your global real estate business and earn the National Association of REALTORS® CIPS designation. The CIPS Institute provides training in international business issues, including currency conversion, cultural awareness, legal and tax requirements, ownership and transaction principles of international real estate, and specifics about the real estate markets in Europe, the Americas, and Asia.

Sign-Up Today: https://www.samcar.org/posts/cips-institute-at-silvar-495.htm

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Tuesday, July 30th & Wednesday, July 31st | 9am-4pm

Seller Representative Specialist (SRS) Designation (NEW LOCATION: Oregon Association of Realtors)

The Seller Representative Specialist (SRS) designation is the premier credential in seller representation. It is designed to elevate professional standards and enhance personal performance. The designation is awarded to real estate practitioners by the Council of Real Estate Brokerage Managers (CRB) who meet specific educational and practical experience criteria.

The SRS Course will redefine your “normal” and reinvent the way you represent sellers. It provides a comprehensive foundation of skill development, training and resources to help real estate professionals represent the interests of sellers in today’s marketplace and succeed as a seller’s representative.

Learn More: https://www.oregonrealtors.org/calendar/education-and-event-details

Can’t wait to see you this summer!

~ Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

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Monday Market Update: Staging Is Here To Stay

There are many aspects of the real estate industry that are constantly changing – but there is one step of the process that is here to stay: staging! Clients often ask if staging is ‘still in’, if it is really necessary, or if they can just pack up and leave rooms empty (how I feel about empty rooms is another post!). In this regard, I could not agree more with the findings reported by the National Association of Realtors® ‘2019 Profile of Home Staging’. The bottom line: staged homes sell best.

Check out the stats below from NAR® on how home staging decreases the time a home spends on market, increases buyers’ ability to visualize the home as their own and positively impacts value!

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While the report found that the kitchen master bedroom and living room are the most important rooms to stage, the dining room and outdoor areas follow close behind in the study. The ‘least’ important room to stage ranked the guest bedroom, however, I would argue that staging it is still necessary compared to leaving it bare.

To read the complete report, including perspectives from listing agents, buyer’s agents & of course – the buyers themselves – please click HERE.

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Monday Market Updates | Leave a comment

Designations Create Distinctions: CIPS® Reminder (It’s Almost Here!)

We could not be more pleased to remind you that it’s almost time for our 5-Day Certified International Property Specialist Institute (CIPS®)… coming to the Silicon Valley Association of Realtors® in June!

This once-a-year opportunity will guide you through the expansion of your business into the global real estate sector, something that is more than critical here in Silicon Valley. The CIPS Institute provides training in international business issues, including currency conversion, cultural awareness, legal and tax requirements, ownership and transaction principles of international real estate, and specifics about the real estate markets in Europe, the Americas, and Asia.

Hear what our enthusiastic students have to say…

Cost for the entire CIPS Institute, which includes five courses, is $500 for the paperless option and $550 for the paper version (printed manual for each of the five courses) through May 20. Regular price is $600 (paperless)/$650 (paper). The CIPS Institute is open to both members and nonmembers. For the paperless option, members may enroll online at ims.silvar.org . Non-members and those who want the paper option may register by contacting SILVAR Public Affairs and Communications Director Rose Meily at rmeily@silvar.org .

SILVAR CIPS Institute: June 10 – 14, 2019
Date: June 10 – 14, 2019
Time: 8:30 AM-4:30 PM
Cost: $500 paperless; $550 paper option till May 20
Location: 19400 Stevens Creek Blvd., Suite 100, Cupertino, CA, 95020

CIPS Sponsors

REGISTER TODAY!

If you just can’t get enough info about international real estate AND would love to learn more about a direct application of the CIPS® Designation… check out this upcoming opportunity on June 13th!

 

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/
EHO

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Remembering With Gratitude This Memorial Day

Memorial Day

Thank you for visiting the Bobbi Decker Blog. Most of you know that we almost always feature a ‘Monday Market Update’… except when it is time to pay tribute to a cause far greater. Today, we step away from our real estate roots to honor those who paved the way for the freedoms we live each day as we observe Memorial Day. On this day, we encourage you to reach out to the loved ones of a fallen soldier, stop by your local Memorial Day parade or town remembrance ceremony, or take a moment to honor in your heart those whom you have lost in service.

On behalf of my team and with my utmost gratitude, I hold the most sincere appreciation for our fallen men and women, and revere their families whom carry on their legacy with strength and dignity.

Below are some powerful quotes about this day, as well as some links to resources with the history of this day over time.

Memorial Day Quotes

“Our flag does not fly because the wind moves it. It flies with the last breath of each soldier who died protecting it.” –Unknown

“How important it is for us to recognize and celebrate our heroes and she-roes.” –Maya Angelou

“In the aftermath, we are because they were.” –RJ Heller

“On this day, take time to remember those who have fallen. But on every day after, do more; put the freedoms they died for to greater and nobler uses.” –Richelle E. Goodrich

“Their remembrance be as lasting as the land they honored.” –Daniel Webster

Further Reading

7 Memorial Day Facts You Probably Didn’t Know

Memorial Day (History.com) 

Memorial Day’s Controversial History Explained

With immeasurable gratitude & sincere respect to our men & women in uniform,

Bobbi

Bobbi Decker Hosts Real Estate Radio LIVE Every Friday From 3-4pm PST ON AM 1220 KDOW

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/
EHO

Posted in Monday Market Updates | Leave a comment