Senior Spotlight: Earth Day ~ Senior Style

DirtLife is full of reasons to celebrate – and this weekend marks a fun one: Earth Day! While many community events are focused on ensuring children give back and enjoy this occasion ~ who says the fun has to stop there?! This week’s Senior Spotlight features 3 ways YOU can help the earth and a senior at the same time – and 3 ways seniors can help the earth independently.

3 Ways We ALL Can Help A Senior Celebrate Earth Day

#1: Head To A Farmer’s Market. Not only is this a great way to get us all out and about, but it’s a way to thank the local farmers! Many use environmentally-friendly practices, plus reduce fuel costs since the produce is grown and sold locally. In addition, local crops add oxygen to the air – so breathe deep and shop fresh.

#2: Fix A Leak. Ask an aging loved one or senior neighbor if they have a leaky faucet or hose and offer to fix it! It saves water, saves on the utility bill and hey… what the world needs more is for us to care for one another, right?

#3: Spread Color & Cheer. Contact a local senior living facility and ask if you can bring in some blooms! Consider purchasing local blooms from an independent florist or ask a large garden center to donate potted plants for the community. Small acts of kindness remind older adults that they are part of something bigger (like our earth!), and that they are remembered (by you!).

3 Ways A Senior Can Independently Celebrate Earth Day

#1: Recycling Reminders. You know how city and county guidelines are always changing for recycling? We all wonder what, how and when stuff should be recycled today… so lead a community update on your street. Call your waste service provider and get copies of the most current guidelines, drop them on your neighbors doorsteps or better yet – set-up a table with lemonade and hand them out in person.

(This can be modified for a senior living community by working with management to distribute a list of what is currently being done to help your community stay green – inside & out!)

#2: Plant Seeds. Pass out seeds to friends, family & neighbors. Include instructions for how to grow ~ and add a little pot if yard space is a premium (such as in apartment living). The bees will thank you too! 😉

#3: Take A Nature Walk. How many of us literally get out with the purpose to stop and smell the roses. Go for a walk with no other purpose than to enjoy the natural beauty around you. Seniors often feel pressured to walk to lower blood pressure, maintain balance and stay active – but some days it’s okay to walk just to enjoy this amazing earth.

Resources Used: 5 Environmentally-Friendly Activities for Seniors on Earth DaySeniors Celebrate Earth Day in Style

Cheers,

Bobbi

Bobbi Photo BWBobbi Decker, SRES®, CIPS®, Certified Real Estate Instructor, Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

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Designations Create Distinctions: Walking The Talk

Welcome to the Bobbi Decker Blog edition… Designations Create Distinctions!  

Today’s post comes to you from a colleague on the Bobbi Decker real estate team…as Bobbi is far too humble to share this topic with you herself! 😉 But since she is teaching the SENIOR REAL ESTATE SPECIALISTS (SRES) DESIGNATION COURSE at SAMCAR on April 18th & 19th, I wanted to take the opportunity to share how truly Bobbi dedicated is to this segment of the market.

As a Senior Real Estate Specialist (SRES)®, Bobbi’s comprehensive real estate career has held a steadfast and heightened cornerstone in advancing education and services within the senior community. Her work is not only admired by the local and regional real estate community…but has been recognized & honored in front of an international audience at the annual REALTORS® Conference & Expo. In fact, Bobbi was  awarded the SRES® Outstanding Service Award for 2016 – a title given to only two individuals across the nation each year! 

This honor was achieved through not only peer nomination and selection by an independent panel of national real estate leaders, but through the trust, faith and appreciation bestowed by her loyal clients over the years. In other words… I think you’ll enjoy her commitment as much as they do! 

outstanding-service-award

If you are a regular website visitor and follower of our blog, you know that Bobbi’s commitment has extended far beyond helping seniors buy and sell homes, but into podcasts, videos, television, blogs and LIVE radio interviews. A sampling of her work can be seen in her ‘Senior Spotlight: Ultimate Video, Podcast & Resource Guide’ (click here).

To learn more about the SRES® Outstanding Service Award & to view past honorees, click here.

I guess the only way to sum up this level of dedication is to say that Bobbi is SO personally and professionally committed to serving seniors, that I can think of no more passionate or qualified candidate to be your SRES® instructor! If you have not registered yet for this two-day course ~ it’s not too late! Register HERE and join Bobbi this week!

Thank you for letting me share this news with you! Have an amazing week! 

Warm regards,

kim-photo-res-2

Kimberly Yearry

Bobbi Decker Team

Marketing Coordinator

 

 

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Monday Market Update: Where Luxury Sales Soar… And Why

If real estate is a good old-fashioned game of baseball ~ luxury real estate is the outfield! It’s the place where home ownership is practically knocked out of the park… the coveted land where dreams are fulfilled. Once you get there – you kick your feet up and relax (after you pass home pate of course!).

This week we wanted to share some stats on the state of luxury real estate, including which 10 states have the hottest and coldest luxury markets… and what Silicon Valley’s leading luxury real estate city reports as a median home price (it’s insane!).

Check out the maps below to see where luxury real estate is growing the fastest and slowing the most. Data and graphics are courtesy of Realtor.com. (Note: the realtor.com data team pulled housing data for more than 600 ZIP codes with a median home listing price of over $1 million between April 2016 and March 2017. Data was then compared to that 12-month period to the previous year to see which ZIP codes saw the largest median price increases and decreases. They eliminated ZIPs with fewer than 10 listings per month and limited the list to just two ZIP codes per state to give the list some geographic diversity.)

Hottest_Luxury_v3-832x468

coldest_v4-832x468

No doubt you see a familiar Silicon Valley city in the mix of the hottest luxury markets… Palo Alto! What makes this market SO unique exactly…according to Realtor.com:

| ‘Techies are demolishing older homes to put up multi-million dollar mansions in their stead’.

| ‘It isn’t uncommon to see places selling for as high as $10 million to $15 million here’.

| It’s the ‘the home of Stanford University and a hotbed of startups’.

| It’s the MOST expensive neighborhood in the nationwide Realtor.com luxury ranking… with ‘the median-priced home now at $5.6 million’.

With a median household income of $135,000 and the majority of professionals here in tech or working for a company that does business with tech, it is also known for some of the highest ranking schools in the nation and some extremely desirable and historically prestigious neighborhoods.

What could this mean for surrounding areas? According to experienced appraiser Jonathan Miller, the luxury market footprint is expanding into neighborhoods that are nearby or adjacent to long-standing, reputable luxury markets. So if you moved into an ‘average’ area thinking it would never be called a luxury market… it might be time to rethink your mark in the world. If you are near a luxury hot spot… you could also be defined as the next one! Stranger things have happened… especially in real estate.

Teaser: NOT all luxury listings are created equal… check back next week as we define the 3 things that every luxury listing needs that not every seller knows about.

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/
 

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Senior Spotlight PODCAST: What’s Happening In The Senior Market?

CRD ImageICYMI…. In case you missed it, there’s a NEW podcast in town! Last week, Bobbi was honored to serve as the featured expert guest in Episode 13 in a nationwide podcast series presented by the National Association of Realtor (NAR®) Center For REALTOR® Development!

Bobbi was invited to join Monica Neubauer, Podcast Host, to share her experienced and everyday insights into the senior market and the value of the SRES® designation to this growing and highly respected sector of our market. Please take a peek at the episode summary below – and be sure to tune in and listen to it below!

 

VIEW/LISTEN On The Center For REALTOR® Development Website HERE.

FOLLOW The Center For REALTOR® Development On Facebook HERE.

FIND The Podcast On YouTube HERE.

PODCAST SUMMARY | What’s Happening With The Senior Market? 

Real estate is for people of all ages. As we age, sometimes our lifestyle and living situations need to change. Today’s guest, Bobbi Decker, joins Monica on the show today to talk about the Seniors Real Estate Specialist Designation® (SRES®) and what kinds of things you will learn in the class when you get the designation. As we work with our mature clients, it’s not about the transaction — it’s about helping them with their next lifestyle.

Bobbi, who has now been in real estate for 35 years, got started working with mature clients when some of her first clients came back to her looking for new solutions as they began to age. For many of her clients, she’s been part of their story as she’s helped them with their lifestyle changes. One of the things that are important to her is to help make sure that as her clients age, they don’t get ripped off and lose what they’ve spent a lifetime building.

Read more at: http://crdpodcast.com/

We would like to sincerely thank the Center For REALTOR® Development for this amazing opportunity, and for their shared dedication to agent dedication, commitment and collaboration! 

Bobbi Buddy Big Numbers

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Designations Create Distinctions: Why Do My Parents Need A ‘Senior Real Estate Specialist’?

If you read the ‘Designations Create Distinctions’ blog last week – then you know that 10,000 people are turning 65 every day – and that Bobbi is dedicated to preparing members of the real estate industry for this unprecedented milestone. But if you have an aging parent or loved one… you may wonder what this means for you.

“Okay Bobbi… why does my mom or dad need to consider using a Senior Real Estate Specialist (SRES®)? Don’t all agents help people of all ages?”

In short… yes, any agent CAN work with a senior, but not EVERY agent is trained in the unique needs of selling a lifelong home and/or managing the countless facets of this major life transition. At the end of the day, it comes back to the fact that it’s not about who wants to help you – but who is best equipped to help you. The result is less stress, a smother transition and a serious code of ethics.

Stressed Old people Small

The National Association of Realtors summarizes the benefits of an SRES® agent as follows:

| A customized approach to your situation, working to fit your living situation in with your overall life plan

| Expertise and patience throughout the transaction

| An awareness of options and a network of solid, reliable referrals to help you in the process

| A variety of choices to reduce out of pocket expenses, gain cash, or create or defer income streams to either stay independent or obtain financial assistance

In my personal experience, these are the key advantages of working with an SRES® designee differs instead of a traditional real estate agent:

| Pricing & Market Strategies.

Many seniors have lived in their homes a long time, and have withstood varying economic climates and dynamic market changes. An agent with the SRES designation not only has expertise in the current market conditions, but has the education to evaluate your home’s condition, actual market value and desired features today…to determine how it measures up against the competition. The result is a comprehensive marketing strategy that aims for the best possible return on your investment.

| Making The Move…Easier.

Moving is never an easy task; moving a home with 30 years of memories and 20 years of raising kids, cats and dogs is even harder. SRES designees can assemble the team you need to make a move of any distance and size. With access to senior move managers, 1031 exchange specialists, home stagers, attorneys and lenders…you will feel surrounded with support every step of the way. Who doesn’t want life made easier during a move…?!

| Transition Task Mastering.

Whether you are moving down the street to a smaller home, relocating to a dream home in another city or entering a senior community – SRES designees are familiar with the processes of downsizing, decluttering and detailing the steps of each type of move. From helping you create a feasible timeline, to helping you define where and how to get started…your SRES designee is a ready, willing and able transition task master! It’s a bit like choosing a caterer for your wedding; would you opt for the corporate caterer who serves 3 companies, or the one whose catered 50+ weddings at 50+ different locations? Trust us, experience and flexibility are the perfect mix when a transition is upon you!

If you know an amazing agent who wants to make an amazing difference in the lives of seniors… please have them sign-up HERE or email bobbi@bobbidecker.com for more info!

 All my best,

Bobbi

Bobbi Photo BWBobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

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Monday Market Update: Home Appliances 101 (The Realities of Repair & Replacement)

tulip 6Did you know that next to homes and cars… the biggest purchase most of us make is appliances?! While those kitchen appliances may not be the grand and glamorous dreams that homeownership is made up – they are full of fundamental functionality that we could not live without! This week our Monday Market Update is of the more practical nature as we talk about how long you can expect your appliances to last, and when you should consider replacing them.

Note that appliance life cycles are largely dependent on brand, amount of usage and maintenance performed (or lack thereof!).

Kitchen Appliance Life Spans

Refrigerators: 14-27 Years

Freezers: 12-20 Years

Oven: 12-15 Years

Range: 15-17 Years

Microwaves: 7-9 Years

Dishwasher: 9-11 Years

Garbage Disposal: 12 Years

Miscellaneous Appliance Life Spans

Air Conditioner: 15 Years

Furnace: 15-20 Years

Washer: 10 Years

Dryer: 13 Years

Water Heater: 10-20 Years

Data above courtesy of: Realtor.com & the National Association of Home Builders

While these timelines seem pretty generous… let’s all agree that stuff happens – and sometimes all at once! It can be a tough choice to decide if you should repair or replace it… so here are a few considerations and basic rules of thumb.

| Do you have a home warranty in place? If so – this should be your first call!

| Is your appliance still under any type of manufacturer’s warranty, or an additional service warranty that you purchased from the retailer?

| Is your current appliance energy-efficient? Putting money into an old machine that is an energy eater doesn’t always make ‘cents’. 😉

| Will the cost of repair cost more than 50% of replacement? (Be sure to include the service call as well as the cost of parts and labor).

| If considering a repair, be sure to get a written estimate and written copy of the warranty of the work.

THINK SAFETY FIRST: The Consumer Product Safety Commission reports that over 150,000 home fires are caused by appliances every year – so be sure to operate all appliances according to the manufacturer’s guidelines, including attention to required maintenance to ensure ongoing functionality.

Resources Used: Realtor.com, The Washington Post, NAHB

How Long Do Refrigerators Last? The Life Span of Kitchen Appliances

When to repair vs. replace those pricey home appliances

All my best,

Bobbi

Bobbi Photo BW

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

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Senior Spotlight: People Powered Healthcare

Senior SupportWelcome back to the Bobbi Decker Senior Spotlight! As we continue to focus on the topics that matter most to those who are aging (isn’t that every one of us?!), I wanted to turn our focus this week to something that is not often talked about – but maybe it should be: the power of peer support. Since the main mission of my work with seniors as a SRES® agent is helping them achieve the highest quality of life possible, I follow much of the news on medical trends and healthcare access. After all, it’s no secret that managing chronic conditions is a reality of aging, right?

While much of the industry research and focus is on more patient-centered care, I recently came across an update in a Huffington Post article on an even more beneficial feature of the future of healthcare: our peers! William Haseltine, Chair and President of ACCESS Health International, recently ignited the discussion on peer support as ‘a fundamental component of patient centered care’. He explains that:

“What is lacking from prevailing models of patient centered care are approaches that harness people’s inherent strengths and that emphasize mutual support. Those who live with chronic conditions build up expertise in how to manage their health and navigate the care system. Their lived experience is a valuable resource that could be used to enhance the experience and outcomes for others with similar health conditions.”

With a rapidly growing aging population (think 10,000 people turning 65 every day!), reliance on a strictly medical model of care is not only inadequate, but incomplete when it comes to helping seniors make the long-term lifestyle changes that accompany a medical diagnosis. International research supports the power of peer support in improving the health and psychosocial outcomes for people who are living with chronic conditions. As evidenced by numerous studies, peer support provides the following benefits:

| It builds people’s knowledge, skills and confidence to take control of their health.

| It promotes a sense of dignity & social connectedness.

| It utilizes the value of ‘lived experiences’ and shared knowledge of what works in reality (not just in the doctor’s office!).

Other countries are placing high value on peer support in the management of senior healthcare. Singapore, for example, has incorporated resident-led, healthy-living activity groups, trained and employed ‘Peer Support Specialists’ for anxiety & depression (common issues in seniors) and piloted a program for health peer monitoring.

These findings and international movements beg the question… how can we enhance our own senior services with peer support? What is the role of senior living communities in championing group health efforts? How can our own healthcare system incorporate peer models to better prepare for the silver tsunami?

In my humble option, it’s definitely an area worthy of further study and action, and a reason to maintain a focus on the social support system of your aging loved ones. Everyone has something to offer… if we allow them to.

“We have what we need, if we use what we have.”

(Edgar Cahn)

Read More: Beyond Patient Centered Healthcare

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

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Designations Create Distinctions: 10,000 People Turn 65 Every Day….

I know you aren’t supposed to have favorites… so I hope you will forgive me just this once: the SRES® designation just might be the one I hold nearest and dearest to my heart so I am more than excited about the upcoming course on April 18th & 19th! Agents and brokers are invited to earn their Senior Real Estate Specialist Designation this month in an engaging and meaningful 2-day course through SAMCAR University.

With 10,000 people turning 65 every day ( a trend that will continue for nearly another two decades!), this course is more than just preparing your career to thrive in the future of real estate. It’s about refining your passion, knowledge and expertise in helping those aged 50 and older through one of the biggest financial, emotional and lifestyle transitions they will ever endure.

After all – moving is tough. Moving from a lifelong home AND finding the right fit for your short and long-term aging needs is a whole new and hot cup of tea! Register NOW and look forward to:

| Understanding generational demographics

| Discussing the myths and realities of aging

| Learning how Baby Boomers are changing retirement

| Reviewing marketing strategies

| Recognizing the implications of tax laws, probate and estate planning

| And so much more! (See additional benefits of Being a SRES® Member here!)

Sign-Up HERE & Tell A Friend! 

Prices: 

$299 Pre-Registration (April 3 to 15)
$329 “At the Door” (Anytime after April 16)
Lunch and refreshments included.

See you in a few weeks!

Bobbi

Bobbi Decker

Certified Real Estate Instructor
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/
 

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Monday Market Update: Economic Spring Fever Stats

NewsWe know it has been a busy time for many of our readers with spring celebrations, festivities and school breaks in full swing! You probably haven’t had a ton (if any!) time to keep up on the latest economic developments and analyses… so this week we are doing it for you. Below you will find a summary of the key economic developments that have emerged in the last 5-7 days… quite a few are record breakers so hang on tight! (Note these stats are the latest available, calculated on February 2018 numbers as reported between March 29-31, 2018.)

| Jobless Claims Hit 45-Year Low. On Thursday of last week, the Labor Department reported the lowest, seasonally-adjusted levels of Americans filing for unemployment benefits since January 1973! Claims below 300,000 are associated with a strong labor market; the US is currently at 215,000.

| Consumer Spending Rises 2nd Month In A Row. Consumer spending accounts for 2/3 of all US economic activity, and increased for the 2nd month in a row at a rate of 0.2%, amidst a modest rise in inflation (which generally curbs spending).

| Personal Savings Reach 6-Month High. A personal savings increase of 3.4% marks a 6-month high, at a total of $497.4 billion (highest levels since August 2017).

| Personal Income Rises Nearly 0.5%. For the third month in a row, individual income has risen 0.4% ($67.3 billion dollars) with wages increasing 0.5% last month.

If you are thinking… Bobbi – I am NOT an economist, why does this matter to me…I get it! Let me put things in perspective. More people are working, spending and saving ~ yet stocks ended last month with the greatest losses in over a year. So where do people typically turn next… real estate!

Expect a continued demand, capability and motivation for buyers entering the market and moving up in it. Those thinking of selling have a fantastic window of opportunity today – one that could close if/when rates rise and affordability gets hit.

Take this good economic news… and use it to make a great game plan for you! Need help? Give me a call at 650.346.5352!

Resources Used:

US Weekly Jobless Claims Total 215,000, Vs 230,000 Expected

Personal Income Increased 0.4% In February, Spending Increased 0.2%

US Personal Income Rose 0.4% In Feb, Matching Expectations

Stocks Are Likely To Conclude March With Largest Monthly Losses In More Than A Year

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

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Senior Spotlight: Housing Affordability Issues For Older Adults

Welcome back to Bobbi Decker’s Senior Spotlight! In our pursuit of making aging a little more fun and the decisions associated with it a whole lot easier – we are talking about housing & affordability. The issue of affordable housing is not limited to new college graduates and millennials, it’s a real and growing concern for older adults who face increasing needs amidst a decreasing income. By the year 2030, 1 in every 5 Americans will be over age 65. On account of this reality, the AARP Foundation has made a commitment to developing strategies to address senior housing challenges of accessibility & affordability.

See the following infographic below, based on a collaboration between the AARP Foundation and the Harvard Joint Center For Housing. Note that a growing aging population amidst a housing market with rising costs creates distinct gaps when it comes to the costs of food, healthcare and savings. Just like in any budget… there is only so much to go around!

Housing AOA

You can read the full report, Projections and Implications for Housing a Growing Population: Older Households 2015-2035, HERE.

Upon a review of the documentation myself, I think the best advice for seniors comes from the Executive Summary of the report:

“The focus for these households should be on making informed choices about potential living situations and locations, investments in home modifications, and care—before physical or financial needs become pressing.”

There may be no better time to consider this advice then now – especially given rising rates, increasing home values and record equity. If you are thinking of selling, the return on your investment may provide a more stable, long-term plan for personal care, savings and wiggle room for all that stuff you love to do too!

If you are considering a refinance, let me know if you would like to speak to a lender about your options to pull cash-out for home modifications or long-awaited repairs and improvements.

If you or an older adult you know is already struggling and in need of some resources for financial assistance, consider the resource BenefitsCheckUp.org. As a free, confidential resource created by the National Council On Aging, this site provides a 15 minute questionnaire to see which of the nation’s 2,500 benefit programs may be able to help. This resource has helped over 6 million people discover nearly $25 billion in benefits!

Concerns about being able to afford the needs that arise with age are NOT easy – but they are so important. Recognizing the issue is the first step in making an informed decision that is best for you – let me know if you have any questions. Please share this data and resource above with any aging loved ones in your life!

Resources Used: AARP, Huffington Post, Joint Center For Housing Studies At Harvard University & more…

Improving Access to Safe and Affordable Housing

Projections and Implications for Housing a Growing Population:
Older Households 2015-2035

Infographic: Housing America’s Older Adults

https://www.benefitscheckup.org/

How to Find Financial Assistance for Elderly Parents

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment