Senior Spotlight: Good-Bye Aging Challenges, Hello Senior Solutions (A Must-Know Resource For You)

tech life logo

Greetings Friends! As you know, we are MORE than dedicated to not only finding the silver lining of aging and helping you make the later years your best ones yet, but simultaneously seeking solutions to what growing older entails. On that note, we are excited to share a like-minded platform called the ‘Tech-Enhanced Life’. Co-Founder Richard Cairo and his dedicated team believe that you don’t have to let growing older get in the way of doing the things you love; their independent, objective, analysis, product evaluations, and explorations are designed to make the challenges of growing older less challenging. That sounds exactly like the life that every one of us needs and deserves, right?

We have provided links and descriptions to three recent features from the ‘Tech-Enhanced Life’ newsletter below, and we encourage you to visit the high-value website HERE. Be sure to subscribe to this informative, monthly newsletter HERE, where you will find past editions as well.

 “An App to Make New Friends: Intergenerational Brainstorming

Would you love to eavesdrop on a little brainstorming session about a really big concept? What do you think about an app that is designed to help make friends? Take a listen to this intergenerational dialogue about privacy considerations, platform concepts and interest areas as a construct for this potential product. (Click Here)

“Smartwatch As Medical Alert?”

Look, we get it. Feeling old can be frustrating… and looking old is NOT an option. What if you could say good-bye to clumsy, clunky, embarrassing medical alert devices but retain their efficacy in a modern mechanism? Explore the why, the what and which is best for you HERE!

“Technology & the Future of Aging”

If you are looking for the spaces in which aging and technology collide, look no further. This live recording of a talk given by Richard Caro entitled “The Future of Aging, & the Intersection of Aging & Technology” offers insights into: staying connected, safety, compensation & augmentation & every-day objects. Concepts are derived directly from a community of older adults in their 70’s, 80’s and 90’s (called the Longevity Explorers) who try out new products which leverage technology and assess their benefits. Listen HERE!

We’d like to sincerely thank Richard Cairo and the Tech-Enhanced Life team for their contributions to our community, and for sharing their expertise with us!

All our best,

Bobbi & Buddy

Bobbi Buddy Big Numbers

 

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment

Designations Create Distinctions: Meet The Newest (And Most Enthusiastic!) SRES Graduates!

This is one of those weeks where rather than tell you what I love about education & real estate… I am going to show you! I am more than pleased to present the newest, the proudest and VERY enthusiastic SRES® Graduates from my 2-day course at the Sacramento Association of Realtors last week! Aren’t they fantastic?!

sres 2-14-19-3

sres 2-14-19-2

Thank you, thank you, thank you to all whom attended last week’s course and to each of you whom have reinforced your commitment to our largest growing population: our seniors. With 10,000 Baby Boomers turning 65 every day, the SRES® designation is one of the most sought-after and universally valued distinctions in today’s changing marketplace.

My next SRES® course will be offered at the San Mateo County Association of Realtors on March 13th & 14th. Early-bird registration ends in just ONE week so please sign-up today for the best pricing on one the most essential foundations required to serve our clients best!

Other Upcoming Courses:

| SRS® (Sellers Representative Specialist Designation): THIS WEEK! (Feb 20th & 21st): Click HERE

| REI (Real Estate Investing Course): March 6th: Click HERE

Congratulations to our newest course graduates and thank you truly for your time, energy & enthusiasm – it’s contagious! 😉

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/
EHO

Posted in Designations Create Distinctions | Leave a comment

Monday Market Update: Remodeling ROI (It’s More Local Than You Think)

Hello Friends & Happy President’s Week! With spring approaching and Silicon Valley home values continuing to support solid equity, I thought this would be an ideal time to talk about remodeling ROI. The infographic below from the California Association of Realtors® indicates which home projects they believe provide the best return on investment on a national level. While I agree that a new roof, new garage doors and hardwood floors are wise investments, I am not sure you would see the same value in our climate for insulation and siding.

Remodeling-ROI-hi-res

Just as with anything real estate related – some trends are very local and some are more universal across the country. In Silicon Valley, we generally see two types of buyers: those who want something turn-key and who seek updated baths, a modern kitchen and hardwood floors. Then  there are buyers who are coming in with serious cash who are prepared to make it their own regardless of how updated it is already.

If you are considering a remodel or home upgrade, I encourage you to consider three things.

#1: How long do you plan to be in the home? In other words, are these upgrades for you or for ROI alone? How custom you make it, how much you spend and who your target buyer is will largely impact your approach. There are times when remodeling for you and your needs makes the most cents… such as when creating a lifelong home.

#2: Are you actually counting on a dollar-for-dollar ROI? In very few cases is the actual return on what you spend remodeling 100% (not to mention there is no monetary value for stress, inconvenience or setbacks!). Be sure to chat with a contractor and local agent about what the ROI would look like and if the project at hand is the best use of your dollars for your selling timeline if a return on investment is your #1 goal.

#3: What projects would add the highest perceived and actual value to YOUR particular home? Is your home the last in the neighborhood with carpet and without hardwood? Do you live in a historic neighborhood where people buy small homes on high value land and tear down to create a ‘monster’ home? Are you in a beachfront property with serious exterior wear and tear? What upgrades you make and in what order are often very dependent on your location and your micro-neighborhood trends.

When in doubt – talk it out! Feel free to contact me anytime to chat about what upgrades are best for you, your timeline and your short and long-term goals. The best way to get where you want and need to be is… together!

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

Posted in Monday Market Updates | Leave a comment

Senior Spotlight: 4 Instances To See A Geriatrician (And Why!)

Ticking Clock

Is It Time To See A Geriatrician?! 

We all know that not all doctors are created equal, right? Just as children see pediatricians, there comes a time in life when the health needs of older adults can be best met by a geriatrician. While our goal here is educate and give you some food for thought, we also hope that it inspires you to take steps that help you live your best life in your later years. I believe that by staying in optimal health, you can make the best housing choices for you when you WANT to, rather than when you HAVE to.

According to Michael Steinman, a geriatrician at the University of California San Francisco, “Geriatricians specialize in the care of people with multiple chronic medical conditions that cause challenges with their day-to-day physical and mental functioning.” Note that Steinman also indicates that the need for a geriatrician has less to do with age and more to do with helping people manage multiple conditions. He encourages people to base their need not on being 60 vs. 85, but by how many medications you are on, how many conditions you are being monitored for and what your overall health looks and feels like.

According to AARP, the 4 signs that you should consider a geriatrician are:

#1: Multiple Medications. Did you know that as you age, it gets harder to metabolize medication? With 1/3 of adults over age 62 taking 5 medications or more, you can see that the implications for interactions, side effects and related cognitive impairment are very real. Geriatricians can help with medication review and management to ensure safety, necessity and quality of life.

#2: Memory Examination: Johns Hopkins University reports that nearly 60% of adults over aged 65 have undiagnosed dementia. Geriatricians can screen for MCI (mild cognitive impairment) as well as depression – two common and chronic conditions in older adults that are too often overlooked and untreated.

#3: Mobility Changes: Any change in mobility such as having less balance or less desire to move around is another key factor in visiting a geriatrician. With falls a leading cause of older adult injury and fatality. Having your balance assessed and receiving balance-strengthening exercises are critical steps in fall prevention and home safety.

#4: Recent Hospitalization. In a study completed by the University of Michigan and published by JAMA Surgery, older adults who are hospitalized AND get care from a geriatrician recover far better than those who do not receive such specialist care. Those who are hospitalized and who receive geriatric consults are typically able to resume at least 2/3 of their daily activities!

Resource Used: When It’s Time to See a Geriatrician (AARP)

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

EHO

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment

Designations Create Distinctions: SRS & REI Courses Coming Soon!

What a year! I am SO excited to kick-off this month as it is also the kick-off of my instructor series for the year! You know that education is my passion and you have no doubt seen my upcoming SRES course being offered at SAMCAR (Earlybird Registration ends 2/25!). This week I am excited to share my next two courses in collaboration with the Oakland | Berkeley Association of Realtors!

Many, many of you have inquired about the SRS® (Sellers Representative Specialist Designation) and it is coming SOON: February 20th & 21st! See details below & register HERE today!

SRS-Course-Flyer-Feb-19-3-768x994

Also back by popular demand is the REI (Real Estate Investing Course). This is the one that every Bay Area agent needs: become THE pro at helping investors build wealth while also securing a stable and secure future for yourself! This one-day course is being offered March 6th and pre-registration ends in less than 10 days. Sign-up HERE today!

Real-Estate-Investing-Course-Flyer-1-768x994

Please feel free to contact me at anytime with any questions about any of the courses that I teach (or courses would love to see in your local association!).

Cheers to an amazing year of growth, collaboration & commitment!

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

EHO

Posted in Designations Create Distinctions | Leave a comment

Market Update: Critical Housing Shortage (1.6 Million Fewer Properties)

buyersThere are times when the market becomes so focused on the bubble or no-bubble debate as it pertains to the economy, that we neglect the impact of real estate demographics. A report released today by CNBC reveals that overheated home prices and a lack of housing inventory are a nationwide issue for one key reason: more and more seniors are choosing to age in place.

With more and more seniors choosing to age in place rather than sell compared to previous generations, the result is an estimated 1.6 million fewer properties on the market at a time of an already critical shortage. With millennials hitting the big 3-0, their rising housing demands cannot be met with today’s inventory levels. Sam Khater, Chief Economist at Freddie Mac, has stated that the current market needs about 2.5 million more homes to meet demand.

The impact is three-fold. 1) Single-family homes in areas with highly-rated schools are likely to continue gaining the most value as young families compete for the few entry-level homes that are entering the market. 2) Seniors choosing to age in place are now a driving force for the retrofit remodeling industry : adding home features that enable individuals to live out their years in their home safely and as their physical needs change. 3) The oft-called ‘stay-put trend’ coupled with millennial housing demand will continue to put upward pressure on home prices (think more equity for homeowners, potentially high ROI for sellers and affordability concerns for buyers).

In short, housing inventory may be improving as a whole when we look at year-over-year numbers, but long-term, we are unlikely to see supply meet demand. Let me know if you’d like to chat about what that means for you and your own real estate goals, plans and opportunities!

Resource Used: As more older Americans ‘age in place,’ millennials struggle to find homes

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

EHO

Posted in Monday Market Updates | Leave a comment

Senior Spotlight: Boomer Housing Progress & Solo Ager Needs

senior selfie

Happy February friends! With the first month of the New Year behind us, I wanted to take a moment to address what Baby Boomers appear to want & need in 2019. With 10,000 Baby Boomers turning 65 every day (according to AARP), the senior housing industry is a growing and changing force in virtually every community in the US. According to Sara Zeff Geber in a recent Forbes article, there has been much progress in these 5 key and desirable areas for seniors:

#1: Dining rooms are no longer cold cafeterias but foodie heavens with top chefs!

#2: Technology is being utilized to keep residents safer & more engaged (finally!).

#3: More senior communities are being built in urban areas, increasing access to recreation & promoting inter-generational living.

#4: There are increasingly diverse options for wellness in both body and mind (more than just walking & yoga).

#5: More communities are combating ageism (senior stereotypes) and negative terminology (turning away from terms such as” elderly”).

But there is one senior demographic that Forbes writer Sara Zeff Geber suggests isn’t being explored enough: solo agers. A Pew Research study reports that close to 20% of Baby Boomers will age alone (either due to not having children or having lost a spouse as of retirement age). With a global economy and increasingly mobile world, millions more Baby Boomers with children live thousands of miles away from them. The next chapter in the senior housing industry needs to address the specific needs of solo agers.

In one example, Geber reports that most senior housing is designed for couples or singles – but what about singles who need to move but don’t want to sever long-term friendships? One answer is for senior communities to include duplex units with dual master suites, or more roommate-style living a la Golden Girls! Could existing communities reconfigure some spaces to provide an option for solo agers with siblings or friends to live together? It’s a question worth asking!

In another example, Geber points out that solo agers often struggle with who to name on their powers of attorney and health care directives. Some states have adopted “professional fiduciaries” to fill this role, and the hope is that other states will adopt a solution to this need as well.

In short, 2019 appears to be another progressive and transformative year for senior housing trends. I’d like to think of this as the year for ‘thinking outside the box’ and creating solutions that move beyond ‘one size fits all’. Every individual and every retirement is different, perhaps our housing solutions should be too!

Resource Used: Why Current Senior Housing Options Don’t Appeal To Solo Agers

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

EHO

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment

Designations Create Distinctions: Why Do My Parents Need A ‘Senior Real Estate Specialist’?

If you have been following our blog’s Senior Spotlight or our Designations Create Distinctions series, then you know that 10,000 people are turning 65 every day. As an agent and industry educator, I am  dedicated to preparing members of the real estate industry for this unprecedented milestone. This week, I wanted to address a question that you are likely to hear and be more than prepared to answer once you earn your SRES® designation! (My next class is March 13th & 14th at SAMCAR, and Earlybird Registration pricing ends this month! Sign-up today! )

“So, why does my mom or dad need to consider using a Senior Real Estate Specialist (SRES®)? Don’t all agents help people of all ages?”

In short… yes, any agent CAN work with a senior, but not EVERY agent is trained in the unique needs of selling a lifelong home and/or managing the countless facets of this major life transition. At the end of the day, it comes back to the fact that it’s not about who wants to help you – but who is best equipped to help you. The result is less stress, a smother transition and a serious code of ethics.

Stressed Old people Small

The National Association of Realtors summarizes the benefits of an SRES® agent as follows:

| A customized approach to your situation, working to fit your living situation in with your overall life plan

Expertise and patience throughout the transaction

An awareness of options and a network of solid, reliable referrals to help you in the process

A variety of choices to reduce out of pocket expenses, gain cash, or create or defer income streams to either stay independent or obtain financial assistance

In my personal experience, these are the key advantages of working with an SRES® designee differs instead of a traditional real estate agent:

| Pricing & Market Strategies.

Many seniors have lived in their homes a long time, and have withstood varying economic climates and dynamic market changes. An agent with the SRES designation not only has expertise in the current market conditions, but has the education to evaluate your home’s condition, actual market value and desired features today…to determine how it measures up against the competition. The result is a comprehensive marketing strategy that aims for the best possible return on your investment.

| Making The Move…Easier.

Moving is never an easy task; moving a home with 30 years of memories and 20 years of raising kids, cats and dogs is even harder. SRES designees can assemble the team you need to make a move of any distance and size. With access to senior move managers, 1031 exchange specialists, home stagers, attorneys and lenders…you will feel surrounded with support every step of the way. Who doesn’t want life made easier during a move…?!

| Transition Task Mastering.

Whether you are moving down the street to a smaller home, relocating to a dream home in another city or entering a senior community – SRES designees are familiar with the processes of downsizing, decluttering and detailing the steps of each type of move. From helping you create a feasible timeline, to helping you define where and how to get started…your SRES designee is a ready, willing and able transition task master! It’s a bit like choosing a caterer for your wedding; would you opt for the corporate caterer who serves 3 companies, or the one whose catered 50+ weddings at 50+ different locations? Trust us, experience and flexibility are the perfect mix when a transition is upon you!

If you know an amazing agent who wants to make an amazing difference in the lives of seniors… please have them sign-up HERE or email bobbi@bobbidecker.com for more info!

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

EHO

 

Posted in Designations Create Distinctions | Leave a comment

Monday Market Update: If You Do What You Love… (My Thanks To You!)

Thank You Final

This week’s Monday Market Update is a special edition filled with gratitude… for you!!! 

THANK YOU FOR HELPING ME DO WHAT I LOVE AND

REACH $25,000,000+ IN SALES & LISTINGS  ALONG THE WAY. 

I just couldn’t let another day in 2019 go by without thanking you for your support in 2018! In working diligently across all price levels ranging from an $11 million-dollar estate to a $685,000 condo, I’d like to acknowledge that these success stories would not have been possible without your consistent referrals and support. Thank you, thank you, thank you!

In an effort to make THIS year just as phenomenal as last, please don’t hesitate to reach out if I can support you, your friends and/or family with any of your real estate questions or goals. I believe that we all can make 2019 our best year yet – especially if we commit to getting there together.

With the Super Bowl behind us – the spring selling season is literally upon us. I can’t wait to see what happens when we join forces in all the days, weeks and months ahead.

Hugs,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

EHO

Posted in Monday Market Updates | Leave a comment

Senior Spotlight: American Heart Month Is Here

american-heartmonth-3As we prepare to welcome a month that is all about hearts – keep in mind that it is all about health too! While February may be best known for hosting Valentine’s Day – it is also American Heart Month! Plus, the first Friday in February is National Red Wear Day, in an effort to bring greater attention to heart disease as the leading cause of death for Americans. The National Heart, Lung & Blood Institute and The Heart Truth encourage you to wear red and pledge to be more active to protect your heart and support those around you!

Our team here at Bobbi Decker Real Estate would like to acknowledge that nothing is more important than your health. We share these facts below regarding heart disease and older Americans not to scare you, but to educate you on risk factors and encourage discussions with your health care team and family about living your best life – inside and out.

From The American Heart Association & American Stroke Association

-Based on 2011 to 2014 data, an estimated 92.1 million American adults (>1 in 3) have 1 or more types of Cardiovascular Disease (CVD).

-For the 60–79-year-old age group, the following have CVD: 69.6% of males; 68.6% of females.

-For the 80+ year-old age group, the following have CVD: 84.4% of males; 86.5% of females.

-About two-thirds of CVD deaths occur in people age 75.

-Average age of first heart attack is 65.6 years for males and 72.0 years for females. and older.

-Stroke patients >85 years of age make up 17% of all stroke patients.

-For the 80+year-old age group, the following have had a stroke: 13.8% of males; 14.9% of females.

-With the increase in the aging population, prevalence of stroke survivors is projected to increase, especially among elderly females.

-For the 65–74-year-old age group, the following have high blood pressure: 63.6% of males; 65.8% of females.

It is also important to remember that heart disease can happen at any age. In fact, the CDC reports that for 1 in 2 men, and 2 in 5 women, their heart age is 7 years older than it should be!

While we do not intend to provide medical advice, we do encourage you to speak with your doctor ASAP about your own risk for heart diseases and related conditions. Be sure to work with your doctor to manage medical conditions over time – as the ways you manage high blood pressure, high cholesterol, diabetes, obesity and more can all change overtime. Please take this opportunity to pledge to make February the month for your heart and your health! You are worth it, I KNOW it.

More About National Wear Red Day (Click Here)

More About American Heart Month (Click Here) 

More About Your Heart Age From The CDC (Click Here)

American Heart Association (Click Here) 

American Stroke Association (Click Here) 

Go Red For Women (Click Here) 

All my best,

Bobbi

Bobbi Decker, SRES®, CIPS®
Broker Associate, Today Sotheby’s International Realty
Bobbi Decker & Associates
BRE 00607999
e. bobbi@bobbidecker.com
p. 650.346.5352
w. www.bobbidecker.com

Bobbi Decker & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/

EHO

Posted in Living Longer, Living Better, Senior Spotlight | Leave a comment