Senior Spotlight: What Not To Do In Retirement

Welcome back to the Bobbi Decker Senior Spotlight! While we never want to tell you what to do as you live longer and live better, we do hope to educate you on what to consider. As you plan for retirement or maybe are adjusting to life within it – we wanted to share 3 related reads that suggest ‘what NOT to do’ during these life changing (and hopefully life celebrating!) years. 

5 Big Mistakes People in Their 50s Make While Saving for Retirement (AARP)

Published earlier this year, this article was written for those in their 50s who are at a turning point. In preparing for retirement, AARP suggests avoiding knee-jerk reactions to the stock market, not letting short-term expenses take priority over retirement savings and not assuming your income will increase until you stop working. Read more. 

Dave Ramsey Says Nearly Half Of Americans Make One Costly Social Security Mistake (The Street) 

Financial radio personality and industry expert Dave Ramsey believes that too many of us make the same mistake: relying too much on Social Security. On his Ramsey Solutions website, it is stated: “It was always meant to supplement your retirement income — like how a side of french fries is meant to ‘supplement’ your cheeseburger. Like the old saying goes, ‘Man cannot live on french fries alone’… or something like that.” For more planning perspectives (that might make you hungry!), click here. 

16 Retirement Mistakes You Will Regret Forever (Kiplinger) 

While we generally steer away from headlines that are this dramatic, we do think this article offers some very valid and worthwhile considerations. While we do not want to focus on what you might ‘regret forever’, we do agree that relocating on a whim, planning to work indefinitely, borrowing from your 401(k) and ignoring long-term care discussions can make a big impact as you age. See more things to carefully consider here. 

As we enjoy the final months of 2026, we hope your to-do list is bigger than your to-don’t list – in a good way. May you find much to enjoy in the months to come! 

All my best,

Bobbi 

*As always, this article is for information purposes only and is not intended as advice or guidance. Please talk to your own trusted, personal financial advisor or let us know if you need one! 

Bobbi Decker
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