Senior Spotlight: Medicare Changes & Resources 2023

Some of Medicare’s biggest changes are happening in 2023 – here is an overview. 

Nothing matters more than your health. We all know this yet may have a hard time prioritizing it until we have no choice. A large part of managing your health is understanding your health care plan – which is why we wanted to review some big changes occurring for the over 65 million people on Medicare.


While we want to make clear that we are not Medicare experts and that this article is for general informational purposes and consideration, we have provided access to some resources that we believe to be a solid base of knowledge and exploration.


Biggest Medicare Changes for 2023 | AARP


This read offers a helpful overview of the Medicare changes in 2023 – including but not limited to: changes to premiums, the decline in Part B deductibles, the higher limit on Part D deductibles, which Part A costs are increasing, the cap on insulin co-pays, free vaccines & more. There are also changes to telehealth rules as well as a greater emphasis on behavioral and mental health.


Some Medicare Costs Are Heading Higher In 2023, While Others Are Going Down. Here’s What You Need To Know | CNBC


This article from CNBC not only summarizes the changes but offers guidance on what to do about it. “Although each change doesn’t necessarily involve a huge dollar amount, experts advise considering how they may impact your health-care spending.” There is also ex explanation and link to understanding what a supplemental plan is – often called a ‘Medigap.’


New Start Dates for Medicare Part B Coverage Coming in 2023 | Social Security Administration


This blog is part of an official publication from the US Government and outlines not only what is changing – but what is NOT. If you are eligible at age 65, your Initial Enrollment Period (IEP):

-         Begins three months before your 65th birthday.

-         Includes the month of your 65th birthday.

-         Ends three months after your 65th birthday.


We hope this information is a useful reference in helping you manage your benefits, set expectations, and know what could be different for you this year. Please be sure to contact and refer to Medicare directly.


All my best,


Bobbi


Bobbi Decker
DRE#00607999

Broker Associate
650.346.5352 cell
650.577.3127 efax
www.bobbidecker.com


NAR Instructor….“Designations Create Distinctions”
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